Balance Transfer

Balance Transfer Checklist

Keep these documents ready to transfer your home loan smoothly.

1. Personal Documents

  • PAN Card (Mandatory)
  • Aadhaar / Passport / Voter ID / Driving License
  • Passport-size photos

2. Employment Proof

  • Last 3 months' salary slips
  • Employee ID card
  • Offer / Appointment letter

3. Income & Banking

  • Last 6 months bank statement
  • Form 16 / ITR (last 2 years)

4. Running Home Loan Documents

  • Sanction Letter
  • SOA — Statement of Account
  • LOD — List of Documents
  • MODT Copy (Mortgage of Title Deeds)
  • Outstanding Letter
  • Foreclosure Letter

5. Property Documents

  • Sale Agreement
  • Sale Deed
  • Title Deed
  • OC / CC
  • Property Tax Receipt