Be Prepared · Home Loan

Home Loan Checklist

Having these ready speeds up your approval significantly.

1. KYC Documents

  • PAN Card (Mandatory)
  • Aadhaar (Mandatory)
  • Passport / Driving License / Voter ID
  • 2 Recent Passport Size Photos
  • If current address differs: Rental Agreement / Utility Docs

2. Income Proof

  • Salary Slips: Last 3 Months
  • Bank Statement: Last 12 Months
  • ITR Acknowledgement: Last 3 Years
  • Form 16: Last 3 Years
  • Form 26AS: Last 3 Years

3. Employment Details

  • Official Employee ID Card
  • Offer / Appointment Letter
  • Salary Revision / Increment Letter
  • HR Confirmation Letter

4. Existing Financials

  • Sanction Letters
  • SOA (Statement of Account)

5. Property Documents

  • Sale Agreement Copy
  • Owner’s Title Deed (Parent Deed)
  • Chain of Titles (Last 13-30 Years)
  • Latest Tax Paid Receipt & E-Katha
  • EC (Min 13 Years)
  • Approved Building Plan