A property can look beautiful but have a "clouded" title. Our expert legal team conducts 30-year search reports and deep audits of development approvals to ensure your investment is 100% bankable and litigation-free.
Tracing property ownership back three decades to ensure an unbroken chain of title. We verify if any "Mother Deed" or release deeds are missing or forged.
Deep analysis of Commencment Certificates (CC), Occupancy Certificates (OC), and sanctioned building plans to identify deviations and regulatory risks.
Even if a property is legal, it may not be "bankable." We analyze the file from a banker's perspective to ensure you get a 80-90% loan approval without hurdles.
Note: This list is exhaustive but specific requirements may vary based on property type (Apartment, Plot, or Independant Villa).
The OC certifies that the building has been constructed as per approved plans and is safe for habitation. Without an OC, getting water/electricity connections can be harder, and major banks may refuse to fund the project.
An EC proves that the property is free from any legal or monetary liabilities, such as an uncleared mortgage or a court-ordered attachment. We verify ECs from the Sub-Registrar's office for a minimum of 15-30 years.
POA sales are sensitive. We check if the POA is registered, if it's still "active" (not revoked), and if the owner is still alive. We generally advise caution and direct interaction with the owner whenever possible.
An A-Khata signifies that the property is 100% legal and has all necessary approvals, making it eligible for loans. A B-Khata is essentially an entry in a secondary register for properties that have deviations or missing certificates, which major banks typically avoid funding.
Yes, the Mother Deed (or Parent Deed) is crucial as it traces the origin of the property ownership. It is necessary to verify the continuity of the title and is a primary requirement for any bank processing a home loan for resale.