Loan Against Property · Be Prepared

Mortgage Loan Checklist

Get your LAP approved faster with the right set of documents.

1. Personal Documents

  • PAN Card (Mandatory)
  • Aadhaar / Passport / Voter ID / Driving License
  • Passport-size photographs

2. Employment Proof

  • Latest 3 months' salary slips
  • Employee ID card
  • Appointment / Offer letter

3. Income & Banking

  • Last 6 months' bank statements (salary account)
  • Form 16 / ITR (last 2 years)

4. Property Documents (Mandatory)

  • Sale Agreement
  • Sale Deed
  • Title Deed
  • Mother Deed / Chain Documents
  • Encumbrance Certificate (EC)
  • Approved Building Plan
  • OC / CC (Occupancy / Completion Certificate)
  • Latest Property Tax Receipts

5. Additional Documents

  • Existing loan details (if any)
  • Property valuation report (if available)
  • NOC from society / builder (if applicable)

⚠️ Important Notes

  • Property must have clear and marketable title
  • All documents must be self-attested
  • Additional documents may be required based on lender
  • Ensure good repayment history for faster approval

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